Bank of Maharashtra reports 23% increase in Q4FY25 net profit at ₹1,493 cr

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The Public Public Sector Bank had registered a net gain of ₹ 1,218 million rupees in the period of a year ago.

The Public Public Sector Bank had registered a net gain of ₹ 1,218 million rupees in the period of a year ago.

Bank of Maharashtra (BOM) has reported an increase of 23 percent year -on -year (interannual) in the net gain independent of the fourth quarter in ₹ 1,493 million rupees thoroughly of healthy growth in the incoming net interest.

Profitability occurs despite a decrease in total non -stable income and the increase in incobrable loan provisions. The Public Public Sector Bank had registered a net gain of ₹ 1,218 million rupees in the period of a year ago.

The Bank of the Romó Bank a dividend of 15 percent – ₹ 1.50 per capital action of ₹ 10 each to be completely paid for the net profits for the year ended on March 31, 2025.

The income of net interests (difference between the interests earned and the spent interest) increased approximately 21 percent year -on -year to $ 3,116 million rupees (₹ 2,584 million rupees in the quarter of the year ago).

The total non -stable income, including tariff -based income, treasure revenues and recovery in written accounts, decreased 4 percent year -on -year to ₹ 981 million rupees (₹ 1,022 million rupees).

Accompaniment

To improve interest without interest, Nidhu Saxena, MD & CEO, said the bank is considering a link and associations, even in the credit card space and the Bancassurance.

Fiscal expenses (net or deferred tax assets) decreased to ₹ 43 million rupees of ₹ 50 million rupees in the period of a year ago.

Net interest margin (interest income – total interest/ asset expenses) improved a tad to 4.01 percent of 3.97 percent a year ago.

The provision for unchanged assets (NPA) increased 40 percent year -on -year to ₹ 640 million rupees (₹ 457 million rupees). The provision for standard/restructured assets decreased by 34 percent year -on -year to ₹ 324 million rupees (₹ 491 million rupees).

The gross position of unrealized assets (GNPA) improved 1.74 percent or gross advances at the end of March 2025 against 1.88 percent at the end of March 2024. NPS’s net position too printed to 0.18 percent or net progress from 0.20 percent.

Gross advances increased by approximately 18 percent year -on -year to ₹ 2.39,837 million rupees in March 2025, with retail advances that record the highest growth (25 percent), followed by the agricultural sector (17 percent), more percent) and the cents).

Total deposits increased by 13 percent year -on -year to stand at ₹ 3.07,143 million rupees in March 2025. The participation of the checking account, the deposits of the savings account (house) improved to 53.28 percent in total deposits of 52.73 percent as aging of March.

Saxena observed on Friday that the Bank Board approved to raise more capital to the extent of ₹ 7.5 billion rupees.

“At an appropriate time in the current year, we will go out with our capital increase plans. Then, it depends on the market position, the circumstances, the liquidity position and other things,” he said.

The bidding chief said that the bank will have a more scientific approach to open branches directly at the PIN code level. It plans to open 1000 branches in the next five years at a rate of approximately 200 branches every year.

Bom shares closed to ₹ 49.60 each in the EEB, 1.84 percent less than the previous closure.

Posted on April 25, 2025

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