Archive image: The State would be divided into 11 groups to better evaluate crop losses. | Photo credit: m_srinath
Farmers in Telangana would have access to crop insurance again a gap of almost five years. The Congress government plans to reintroduce the integral crop insurance scheme in the Kharif season.
The State, which opted for Prime Minister Bima Yojana in 2020, has decided to meet with the central scheme.
According to the scheme, farmers would have to pay a 2 percent premium for their Kharif crops, and 1.5 percent in their Rabi crops, and the rest is shared by state and central governments. Its part would be around 5 percent for commercial crops.
The state government has decided to divide the State into 11 groups to better evaluate crops losses.
The Minister of Agriculture, Thummala Naageswara Rao, said the scheme would provide some relief to farmers due to the loss of crops caused by climatic changes, particularly non -seasonal rains, excessive rains, hail storms and drought conditions.
Rice, cotton and corn are grown mainly at 1.28 million acres in the Kharif season, including 67 Lakh Rice acres, 45 Lakh cotton acres and 5 Lakh corn acres. Duration of the Rabi season, crops are grown in 78 Lakh Acres, including rice in 59 Lakh Acres and corn in 9 Lakh Acres. The crop insurance scheme would cover approximately 98 percent of the gross cut area,
The minister asked officials to formulate a scheme to provide an insurance scheme based on crops such as rice, corn, red gram, black gram, soybeans, peanuts and chickpeas, and climate -based insurance coverage for crops such as cotton, chili, mango, oil palm, tomato and sweet lime.
The minister also wanted officials to deploy technology to quickly evaluate yields, facilitating faster claims.
Cover for tenant growers
Farmers, however, marked certain deficiencies in the scheme. “About 20 and 20 percent of the cut area are managed by the tenants of the tenants. When a crop fails, insurance compensation payments go to the landowner, and not to the royal cannon. This is an important lagoon of the scheme,” Kneanganti Business line.
“The government must include tenant growers in the scheme and make the benefits accessible to them,” he said.
The leader of all India Kisan Sabha, S Malla Reddy, said that the disbursement of crop loans in the state had been erratic in recent years due to the frequent interruption in refunds because the schemes of loan victims.
“This could result in delays to determine the premium and the soft deployment of the crop insurance scheme,” he said.
He said the government had promised to revive the scheme in 2024-25, but could not do it.
Posted on April 24, 2025
